Case Brief
RBI imposed a monetary penalty of ₹2.25 lakh on The Yavatmal Urban Co-operative Bank Ltd., Yavatmal, Maharashtra, by order dated December 4, 2025. The penalty was based on non-compliance with RBI directions on Concentration Risk Management, Treatment of Wilful Defaulters and Large Defaulters, and Credit Information Reporting. After a statutory inspection and a show-cause process, RBI sustained charges that the bank sanctioned loans beyond the prescribed regulatory limit to certain nominal members and failed to report details of some wilful defaulters to Credit Information Companies within the required timeline.
Action Snapshot
- Primary Impact
- Fine: Rs 2.25 L
- Entity Type
- Co-operative bank
- Location
- Yavatmal, Maharashtra