RBI Enforcement Reports

Browse RBI enforcement at 3 speeds: the monthly close read, the quarterly shift, and the annual record. Every finding traces back to the same frozen source snapshot.

Co-operative banks dominated RBI actions as severe orders rose

October 2026

Live

17 RBI action records published between 1 October 2026 and 29 October 2026: 5 fresh actions, 12 extensions of existing orders and 1 monetary-penalty action with an amount stated, totalling ₹5.0 lakh. That is 17 records against 19 over the same 29 days of September 2026, and ₹5.0 lakh of disclosed penalty value against ₹89.6 lakh.

Actions: 17
Penalties: ₹5 L

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RBI cancelled 13 NBFC licences in its widest action

Q4 2026

Live

Actions: 17
Penalties: ₹5 L

RBI cancelled Paytm Payments Bank’s licence as two banking entities exited

Q3 2026

Live

Actions: 90
Penalties: ₹3.97 cr

2026

15 reports · 1 annual · 4 quarterly · 10 monthly

RBI cancelled Paytm Payments Bank’s licence and 192 NBFC registrations

2026 annual report

Live

275 RBI action records published between 1 January 2026 and 29 October 2026: 201 fresh actions, 70 extensions of existing orders, 4 restrictions lifted and 167 monetary-penalty actions with an amount stated, totalling ₹12.14 crore. That is 275 records against 368 over the same 302 days of 2025, and ₹12.14 crore of disclosed penalty value against ₹33.01 crore.

Actions: 275
Penalties: ₹12.14 cr

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Quarterly Reports

RBI cancelled 13 NBFC licences in its widest action

Q4 2026

Live

17 actions · ₹5 L

RBI cancelled Paytm Payments Bank’s licence as two banking entities exited

Q3 2026

Live

90 actions · ₹3.97 cr

RBI cancelled Paytm Payments Bank's licence in Q2 2026

Q2 2026

89 actions · ₹2.76 cr

RBI cancelled a bank licence and 36 NBFC registrations

Q1 2026

79 actions · ₹5.36 cr

Monthly Briefings

Co-operative banks dominated RBI actions as severe orders rose

October 2026

Live

17 actions · ₹5 L

RBI cancels five NBFC licences in one order

September 2026

Live

19 actions · ₹89.57 L

RBI’s August actions shifted toward NBFCs as penalty value fell

August 2026

27 actions · ₹1.07 cr

One July penalty took nearly a third of disclosed value

July 2026

44 actions · ₹2 cr

RBI cancelled 135 NBFC registrations in June

June 2026

35 actions · ₹1.14 cr

RBI cancelled 150 NBFC registrations in May

May 2026

26 actions · ₹94.9 L

RBI cancels Paytm Payments Bank Limited's licence

April 2026

28 actions · ₹67.39 L

Severe RBI actions took a larger share in March 2026

March 2026

27 actions · ₹2.99 cr

Bank penalties drove February’s sharp rise in disclosed value

February 2026

28 actions · ₹2.17 cr

RBI cancels 35 NBFC Certificates of Registration in January

January 2026

24 actions · ₹19.6 L

2025

17 reports · 1 annual · 4 quarterly · 12 monthly

Fewer severe orders shaped RBI enforcement in 2025

2025 annual report

424 RBI action records published between 1 January 2025 and 31 December 2025: 343 fresh actions, 66 extensions of existing orders, 15 restrictions lifted and 297 monetary-penalty actions with an amount stated, totalling ₹36.81 crore. That is 424 records against 486 in 2024, and ₹36.81 crore of disclosed penalty value against ₹54.47 crore.

Actions: 424
Penalties: ₹36.81 cr

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Quarterly Reports

Larger penalties took a bigger share of disclosed enforcement value

Q4 2025

90 actions · ₹4.53 cr

RBI action records shifted sharply toward co-operative banks

Q3 2025

106 actions · ₹3.69 cr

Licence cancellations made severe RBI actions more prominent

Q2 2025

82 actions · ₹12.71 cr

RBI cancelled 17 NBFC registrations in a single order

Q1 2025

146 actions · ₹15.87 cr

Monthly Briefings

Banks carried more than the net increase in disclosed penalty value

December 2025

28 actions · ₹1.91 cr

RBI cancelled two NBFC licences, barring non-banking financial business

November 2025

26 actions · ₹1.63 cr

RBI cancels a bank licence and 21 NBFC registrations

October 2025

36 actions · ₹99 L

RBI cancels certificates across 31 NBFCs

September 2025

42 actions · ₹1.44 cr

Licence cancellations barred 16 NBFCs from NBFC business

August 2025

31 actions · ₹1.75 cr

RBI cancels Karwar bank’s licence as severe actions rise

July 2025

33 actions · ₹49.58 L

RBI cancels six NBFC licences in June

June 2025

24 actions · ₹67.88 L

Banks drove the rise in RBI’s disclosed penalty value in May

May 2025

35 actions · ₹7.37 cr

RBI recorded fewer April actions as severe orders took a larger share

April 2025

23 actions · ₹4.67 cr

More penalty value came from NBFCs as action records rose

March 2025

62 actions · ₹4.75 cr

RBI cancelled 17 NBFC Certificates of Registration

February 2025

37 actions · ₹3.06 cr

RBI actions shifted toward more severe orders in January

January 2025

47 actions · ₹8.07 cr

2024

17 reports · 1 annual · 4 quarterly · 12 monthly

RBI revoked a payment-system operator’s authorisation

2024 annual report

486 RBI action records published between 1 January 2024 and 31 December 2024: 361 fresh actions, 119 extensions of existing orders, 6 restrictions lifted and 322 monetary-penalty actions with an amount stated, totalling ₹54.47 crore. That is 486 records against 468 in 2023, and ₹54.47 crore of disclosed penalty value against ₹80.67 crore.

Actions: 486
Penalties: ₹54.47 cr

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Quarterly Reports

RBI cancelled four NBFC registrations in one order

Q4 2024

145 actions · ₹4.65 cr

RBI cancels four NBFC registrations, barring NBFI business

Q3 2024

108 actions · ₹24.44 cr

RBI cancelled a co-operative bank’s licence in Q2

Q2 2024

117 actions · ₹11.2 cr

Penalty value fell as RBI cancelled a cooperative bank's licence

Q1 2024

116 actions · ₹14.19 cr

Monthly Briefings

RBI cancelled a co-operative bank’s licence and four NBFC registrations

December 2024

52 actions · ₹1.92 cr

RBI cancelled two NBFC licences, ending their NBFC business

November 2024

50 actions · ₹1.81 cr

RBI revoked a payment system operator’s authorisation

October 2024

43 actions · ₹92 L

RBI cancelled four NBFC licences, barring their NBFC business

September 2024

32 actions · ₹4.63 cr

RBI cancelled the licence of M/s Margdarshak Financial Services Limited

August 2024

39 actions · ₹11.77 cr

RBI cancelled a co-operative bank’s licence in July

July 2024

37 actions · ₹8.04 cr

RBI cancelled two co-operative bank licences in June

June 2024

28 actions · ₹2.85 cr

Penalty value rose even as RBI action records fell

May 2024

34 actions · ₹4.6 cr

RBI cancels NBFC licences as penalty distribution shifts

April 2024

55 actions · ₹3.76 cr

RBI cancelled four NBFCs’ certificates of registration

March 2024

33 actions · ₹5.25 cr

RBI cancelled Sumerpur Mercantile’s licence over capital and eligibility failures

February 2024

45 actions · ₹5.2 cr

RBI cancelled co-operative bank licences as penalty value rose

January 2024

38 actions · ₹3.74 cr

2023

17 reports · 1 annual · 4 quarterly · 12 monthly

Banks accounted for most of the rise in disclosed penalty value

2023 annual report

468 RBI action records published between 1 January 2023 and 31 December 2023: 323 fresh actions, 143 extensions of existing orders, 2 restrictions lifted and 265 monetary-penalty actions with an amount stated, totalling ₹80.67 crore. That is 468 records against 337 in 2022, and ₹80.67 crore of disclosed penalty value against ₹40.71 crore.

Actions: 468
Penalties: ₹80.67 cr

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Quarterly Reports

Bank penalties drove a sharp rise in disclosed value

Q4 2023

156 actions · ₹41.51 cr

RBI cancelled the licence of Lucknow Urban Co-operative Bank Ltd.

Q3 2023

107 actions · ₹6.01 cr

Mahalaxmi Cooperative Bank lost its banking licence

Q2 2023

100 actions · ₹24.68 cr

RBI cancels two NBFC registrations over irregular digital lending

Q1 2023

105 actions · ₹8.47 cr

Monthly Briefings

RBI cancelled a co-operative bank’s licence as penalties shrank

December 2023

53 actions · ₹57.08 L

RBI cancelled two NBFC licences in November

November 2023

44 actions · ₹14.04 cr

RBI cancels Nagar Urban Co-operative Bank’s licence

October 2023

59 actions · ₹26.9 cr

RBI licence cancellations featured in a more severe action mix

September 2023

40 actions · ₹5.3 cr

Paul Merchants Finance drew August's largest disclosed penalty

August 2023

39 actions · ₹70.3 L

RBI cancelled licences for a bank and four NBFCs

July 2023

28 actions · ₹1.05 L

Mahalaxmi Cooperative Bank lost its banking licence

June 2023

36 actions · ₹10.43 cr

RBI cancelled seven NBFC registrations in May 2023

May 2023

30 actions · ₹6.1 cr

April actions shifted toward more severe orders

April 2023

34 actions · ₹8.15 cr

RBI cancelled an NBFC licence over irregular lending

March 2023

33 actions · ₹6.08 cr

RBI licence cancellations hit NBFCs and a co-operative bank

February 2023

33 actions · ₹1.5 cr

Severe actions took a larger share of RBI records

January 2023

39 actions · ₹89 L

2022

17 reports · 1 annual · 4 quarterly · 12 monthly

RBI revoked a payment-system operator’s authorisation in 2022

2022 annual report

337 RBI action records published between 1 January 2022 and 31 December 2022: 271 fresh actions, 64 extensions of existing orders, 2 restrictions lifted and 218 monetary-penalty actions with an amount stated, totalling ₹40.71 crore. That is 337 records against 273 in 2021, and ₹40.71 crore of disclosed penalty value against ₹69.51 crore.

Actions: 337
Penalties: ₹40.71 cr

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Quarterly Reports

RBI revoked a payment system operator's authorisation

Q4 2022

98 actions · ₹10.69 cr

RBI cancelled a co-operative bank’s licence amid a sharper penalty rise

Q3 2022

110 actions · ₹20.31 cr

Millath Co-operative Bank licence cancelled amid higher-severity action mix

Q2 2022

60 actions · ₹7.97 cr

RBI cancelled a co-operative bank’s licence

Q1 2022

69 actions · ₹1.74 cr

Monthly Briefings

Penalty value rose while severe actions became less common

December 2022

44 actions · ₹4.95 cr

RBI cancelled a co-operative bank’s licence in November

November 2022

29 actions · ₹2.23 cr

RBI cancelled licences covering a bank, four NBFCs and a payment operator

October 2022

25 actions · ₹3.52 cr

RBI cancelled The Laxmi Co-operative Bank's licence

September 2022

32 actions · ₹2.47 cr

RBI cancels two NBFC licences as penalty value drops

August 2022

34 actions · ₹5.56 cr

RBI cancelled licences as severe actions took a larger share in July

July 2022

44 actions · ₹12.28 cr

RBI cancelled Millath Co-operative Bank’s licence

June 2022

16 actions · ₹1.49 cr

RBI cancels five NBFC licences over digital-lending violations

May 2022

23 actions · ₹2.53 cr

Licence cancellations barred 23 finance companies from business

April 2022

21 actions · ₹3.95 cr

RBI cancelled licences of two co-operative banks in March

March 2022

28 actions · ₹1.11 cr

RBI cancelled a co-operative bank’s licence and an NBFC’s registration

February 2022

21 actions · ₹27.1 L

A payment system operator lost its authorisation

January 2022

20 actions · ₹36 L