When Action Arrived
Published action records across the covered window, split into RegOversight severity bands. Empty intervals remain visible.
| Interval | Total | S0–S1 · lifted / low | S2–S3 · moderate / high | S4–S5 · major / severe |
|---|---|---|---|---|
| 28 Sept | 2 | 0 | 0 | 2 |
| 5 Oct | 10 | 0 | 1 | 9 |
| 12 Oct | 0 | 0 | 0 | 0 |
| 19 Oct | 3 | 0 | 0 | 3 |
| 26 Oct | 2 | 0 | 0 | 2 |
What Stood Out
Each finding is grounded in precomputed metrics. Open it to inspect the supporting numbers and the limits of the claim.
Co-operative banks accounted for most of the fall in disclosed penalty value
Disclosed penalty value fell to ₹5.0 lakh from ₹2.00 crore in Q3 2026, a decline of ₹1.95 crore. Co-operative banks accounted for 53.8% of the decline, while banks accounted for 32.5% and NBFCs 13.7%.
Severe actions took a much larger share of records
The period recorded 16 severe actions, or 94.1% of records, compared with 36.4% in Q3 2026. There was 1 cancellation and 0 supersessions, compared with 3 cancellations and 0 supersessions in Q3 2026.
Co-operative banks made up a larger share of action records
Co-operative banks accounted for 94.1% of records, up from 75.0% in Q3 2026. Their count was 16, compared with 33 in Q3 2026.
The records covered 29 declared entities, with 13 in the widest order
The 17 action records covered 29 declared entities. The largest order declared 13 entities.
What RBI Did and Where It Landed
Amber bars show the current mix. The fine marker shows the comparable earlier period, so a change is visible rather than merely asserted.
Action mix
Primary recorded action category.
- Business restriction15 · 88.2%
Previous 12 · 27.3%
- Licence cancellation1 · 5.9%
Previous 3 · 6.8%
- Monetary penalty1 · 5.9%
Previous 29 · 65.9%
Lifecycle
Fresh actions, extensions and withdrawals.
- Extension12 · 70.6%
Previous 11 · 25%
- Fresh action5 · 29.4%
Previous 33 · 75%
Entity types
Action records by regulated-entity class, not entities affected.
- Co-operative bank16 · 94.1%
Previous 33 · 75%
- NBFC1 · 5.9%
Previous 8 · 18.2%
Why RBI acted
Overlapping themes; one action may carry several reasons.
- Governance & oversight7 · 41.2%
Previous 14 · 31.8%
- Other7 · 41.2%
Previous 7 · 15.9%
- Capital & exposure norms4 · 23.5%
Previous 5 · 11.4%
- Customer protection3 · 17.6%
Previous 3 · 6.8%
- KYC / AML1 · 5.9%
Previous 10 · 22.7%
- Lending norms1 · 5.9%
Previous 9 · 20.5%
Defining Actions
Up to four non-duplicative actions selected for monetary impact, breadth, severity or relief. Quiet periods may show fewer.
RBI imposes monetary penalty on The Monghyr-Jamui Central Co-operative Bank Limited, Bihar
8 Oct 2026₹5.0 lakhmonetary penaltyThe Monghyr-Jamui Central Co-operative Bank Limited, Bihar
RBI imposed the period's largest disclosed penalty on The Monghyr-Jamui Central Co-operative Bank Limited, Bihar for failing to upload customer KYC records to the Central KYC Records Registry within the prescribed timeline.
RBI cancels Certificate of Registration of 13 NBFCs
9 Oct 2026licence cancellationNakodar Finance Private Limited
RBI cancelled the Certificates of Registration of 13 NBFCs. The companies are therefore barred from transacting the business of a non-banking financial institution.
Directions under Section 35A read with Section 56 of the Banking Regulation Act, 1949 – Sonpeth Nagari Sahakari Bank Maryadit, Sonpeth, Dist. Parbhani – Extension of Period
28 Oct 2026business restrictionSonpeth Nagari Sahakari Bank Maryadit
RBI extended existing Section 35A directions against Sonpeth Nagari Sahakari Bank Maryadit. The order continues the prior operational restrictions unchanged.
What It Cost
1 actions had a disclosed amount. Totals and distribution shape are kept separate from action volume.
- Median
- ₹5 L
- Largest
- ₹5 L
- Top five
- ₹5 L
- Percentiles
- Suppressed
Previous ₹3.1 L
Previous ₹63.6 L
Previous ₹1.17 cr
Too few priced actions for a stable tail estimate.
Change by entity type
Arithmetic attribution of the change in disclosed value. Contributions may exceed 100% or run in the opposite direction.
| Entity type | Current | Previous | Contribution |
|---|---|---|---|
| Co-operative bank | ₹5 L | ₹1.1 cr | 53.8% |
| Bank | ₹0 | ₹63.6 L | 32.5% |
| NBFC | ₹0 | ₹26.7 L | 13.7% |
Entity Coverage
- Declared
- 29
- Names extracted
- 29
- Canonical links
- 29
- First seen
- 4
Entity counts are breadth indicators, not action counts. One bulk order can name hundreds of companies.
Orders Still in Force
- Orders
- 31
- Entities
- 31
- Expiring next
- 14
- Duplicate entity rows
- 0
Next expiry window: 1 Jan 2027–31 Mar 2027.