When Action Arrived
Published action records across the covered window, split into RegOversight severity bands. Empty intervals remain visible.
| Interval | Total | S0–S1 · lifted / low | S2–S3 · moderate / high | S4–S5 · major / severe |
|---|---|---|---|---|
| 1 Oct | 2 | 0 | 0 | 2 |
| 2 Oct | 0 | 0 | 0 | 0 |
| 3 Oct | 0 | 0 | 0 | 0 |
| 4 Oct | 0 | 0 | 0 | 0 |
| 5 Oct | 5 | 0 | 0 | 5 |
| 6 Oct | 1 | 0 | 0 | 1 |
| 7 Oct | 0 | 0 | 0 | 0 |
| 8 Oct | 3 | 0 | 1 | 2 |
| 9 Oct | 1 | 0 | 0 | 1 |
| 10 Oct | 0 | 0 | 0 | 0 |
| 11 Oct | 0 | 0 | 0 | 0 |
| 12 Oct | 0 | 0 | 0 | 0 |
| 13 Oct | 0 | 0 | 0 | 0 |
| 14 Oct | 0 | 0 | 0 | 0 |
| 15 Oct | 0 | 0 | 0 | 0 |
| 16 Oct | 0 | 0 | 0 | 0 |
| 17 Oct | 0 | 0 | 0 | 0 |
| 18 Oct | 0 | 0 | 0 | 0 |
| 19 Oct | 1 | 0 | 0 | 1 |
| 20 Oct | 0 | 0 | 0 | 0 |
| 21 Oct | 1 | 0 | 0 | 1 |
| 22 Oct | 1 | 0 | 0 | 1 |
| 23 Oct | 0 | 0 | 0 | 0 |
| 24 Oct | 0 | 0 | 0 | 0 |
| 25 Oct | 0 | 0 | 0 | 0 |
| 26 Oct | 0 | 0 | 0 | 0 |
| 27 Oct | 0 | 0 | 0 | 0 |
| 28 Oct | 2 | 0 | 0 | 2 |
| 29 Oct | 0 | 0 | 0 | 0 |
What Stood Out
Each finding is grounded in precomputed metrics. Open it to inspect the supporting numbers and the limits of the claim.
Severe actions made up most of the records
There were 16 severe actions, representing 94.1% of records, compared with 9 actions and 47.4% in September 2026. One cancellation was recorded in both periods.
NBFCs and credit bureaus had no disclosed penalty value
NBFC penalties fell from ₹50.4 lakh in September 2026 to ₹0, while credit bureau penalties fell from ₹34.9 lakh to ₹0. The co-operative bank total rose from ₹1.2 lakh to ₹5.0 lakh.
The records covered more declared entities than action records
The actions involved 29 declared entities. The widest order, published on 9 October 2026, declared 13 entities.
The active order stock extended into the next month
There were 31 orders and 31 entities in force. Four orders were due to expire between 1 November 2026 and 30 November 2026.
What RBI Did and Where It Landed
Amber bars show the current mix. The fine marker shows the comparable earlier period, so a change is visible rather than merely asserted.
Action mix
Primary recorded action category.
- Business restriction15 · 88.2%
Previous 8 · 42.1%
- Licence cancellation1 · 5.9%
Previous 1 · 5.3%
- Monetary penalty1 · 5.9%
Previous 10 · 52.6%
Lifecycle
Fresh actions, extensions and withdrawals.
- Extension12 · 70.6%
Previous 8 · 42.1%
- Fresh action5 · 29.4%
Previous 11 · 57.9%
Entity types
Action records by regulated-entity class, not entities affected.
- Co-operative bank16 · 94.1%
Previous 9 · 47.4%
- NBFC1 · 5.9%
Previous 6 · 31.6%
Why RBI acted
Overlapping themes; one action may carry several reasons.
- Governance & oversight7 · 41.2%
Previous 6 · 31.6%
- Other7 · 41.2%
Previous 3 · 15.8%
- Capital & exposure norms4 · 23.5%
Previous 6 · 31.6%
- Customer protection3 · 17.6%
Previous 4 · 21.1%
- KYC / AML1 · 5.9%
Previous 2 · 10.5%
- Lending norms1 · 5.9%
Previous 2 · 10.5%
Defining Actions
Up to four non-duplicative actions selected for monetary impact, breadth, severity or relief. Quiet periods may show fewer.
RBI imposes monetary penalty on The Monghyr-Jamui Central Co-operative Bank Limited, Bihar
8 Oct 2026₹5.0 lakhmonetary penaltyThe Monghyr-Jamui Central Co-operative Bank Limited, Bihar
The Monghyr-Jamui Central Co-operative Bank Limited, Bihar received the period's largest disclosed penalty. It failed to upload customer KYC records to the Central KYC Records Registry (CKYCR) within the prescribed timeline.
RBI cancels Certificate of Registration of 13 NBFCs
9 Oct 2026licence cancellationNakodar Finance Private Limited
RBI cancelled the Certificates of Registration of 13 NBFCs, making this the period's widest order. The companies are therefore barred from transacting the business of a non-banking financial institution.
Directions under Section 35A read with Section 56 of the Banking Regulation Act, 1949 – Sonpeth Nagari Sahakari Bank Maryadit, Sonpeth, Dist. Parbhani – Extension of Period
28 Oct 2026business restrictionSonpeth Nagari Sahakari Bank Maryadit
RBI extended existing Section 35A directions against Sonpeth Nagari Sahakari Bank Maryadit. The order continues the prior operational restrictions unchanged.
What It Cost
1 actions had a disclosed amount. Totals and distribution shape are kept separate from action volume.
- Median
- ₹5 L
- Largest
- ₹5 L
- Top five
- ₹5 L
- Percentiles
- Suppressed
Previous ₹5.2 L
Previous ₹27.3 L
Previous ₹77.22 L
Too few priced actions for a stable tail estimate.
Change by entity type
Arithmetic attribution of the change in disclosed value. Contributions may exceed 100% or run in the opposite direction.
| Entity type | Current | Previous | Contribution |
|---|---|---|---|
| NBFC | ₹0 | ₹50.4 L | 59.6% |
| Credit bureau | ₹0 | ₹34.92 L | 41.3% |
| Co-operative bank | ₹5 L | ₹1.15 L | -4.6% |
| Payment entity | ₹0 | ₹3.1 L | 3.7% |
Entity Coverage
- Declared
- 29
- Names extracted
- 29
- Canonical links
- 29
- First seen
- 4
Entity counts are breadth indicators, not action counts. One bulk order can name hundreds of companies.
Orders Still in Force
- Orders
- 31
- Entities
- 31
- Expiring next
- 4
- Duplicate entity rows
- 0
Next expiry window: 1 Nov 2026–30 Nov 2026.