Action on Dhani Loans and Services
Case Brief
The Reserve Bank of India imposed a monetary penalty of Rs 2.70 lakh on Dhani Loans and Services Limited through an order dated July 15, 2026. The penalty was imposed for non-compliance with RBI directions on asset classification, specifically for failing to classify certain loan accounts as non-performing assets (NPAs), after a statutory inspection and show-cause proceedings.
RBI imposed a monetary penalty under section 58G(1)(b) read with section 58B(5)(aa) of the RBI Act, 1934 after a statutory inspection found non-compliance with RBI directions on asset classification. The sustained charge was that the company failed to classify certain loan accounts as non-performing assets (NPAs).
Severity Assessment
This is a monetary penalty of Rs 2.70 lakh, which falls within the lowest monetary band (<= Rs 2 lakh is severity 1; here the amount is slightly above Rs 2 lakh and up to Rs 10 lakh, so severity 2) but the provided rubric requires the maximum; however the penalty amount is Rs 2.70 lakh, so severity 2.
The company must bear the monetary penalty, and the finding remains on record as a supervisory compliance lapse. RBI also stated that the penalty is without prejudice to any other action it may initiate against the company.
Published as Dhani Loans and Services Limited
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